Loan servicing in Florida

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Complete Solutions for Loan Servicing

Commercial & Residential Properties in Flordia

Loan Servicing

Mortgage Servicing

Loan
Servicing

Mortgage
Servicing

We are the premier selection for lenders seeking robust and reliable loan servicing in Flordia.

Expert Loan Servicing in Florida

Leading the way in loan servicing, our commitment to outstanding quality marks us as a top loan servicing provider, with a strong presence in Florida. Our strategic approach to loan management ensures that lenders and borrowers in Florida and beyond receive unparalleled support and deep expertise, crucial for proficiently navigating the complexities of loan management.

Our Locations

Payment Options

Pay Online

Our best option! Borrowers may access their online account 24/7. It's very informative and provides easy payment options (see disclosures below).

Your user name: Acct Number
Your Pin: Last 4 of SSN

Pay by Mail

Covey Financial, LLC
P.O. Box 790892
San Antonio, TX 78279

ACH

Say goodbye to manual payments and hello to hassle free billing. Sign up now and enjoy peace of mind with automatic payments.

Mortgage Assistance Programs For Flordia Residents

Please select your State and apply directly with the Homeowner Assistance Fund available in your local community.

Disclosures

Free Payment Options:

Mailing a check or money order to our mailing address

A recurring automatic draft with your checking account
You can create a payment schedule online

Payment options with a fee:

One-time payment online with your checking account
USIO, our online payment provider, charges a fee to process a one time online payment via e check. The total fee is $0.35 and Covey Financial receives no part of this fee.

Payment with your Debit Card
USIO is a third party payment processing company that charges a fee for all transactions they process on our behalf. USIO adds a 2.9% fee plus $0.30 to process all debit card transactions. Covey Financial receives no part of the USIO fee(s). If you are making a payment online, please be sure that you have enough money in your account to make your payment plus USIO’s processing fee.

* We recommend not making payments with your debit card because it is vastly more expensive than other options we have. If you need help connecting your bank account, please reach out to Covey Financial for help. *

Dishonored Payment Fee

Please enter your payment details carefully. We charge a $25 fee as a return item charge which includes, but is not limited to, returns due to insufficient funds.

Legal Disclosure

View our state licenses and state specific disclosures

We love to hear from you

"Ms. Mayra was so kind and quick to help. She had all the information needed and even gave me some future help to save me time. I would not mind speaking with her again about my concerns. She was an amazing help. Thank you!"

"Based on an account issue, Nicole from Covey financial was able to break down the account status and ensure I was confident knowing what the issue was with my account going forward. She not only helped me with these issues but gave me her business email for any other questions I may need answered In the future. This was the best customer experience I have had with this new company. Thank you."

"Today I spoke with Stella, she address my concerns and answered all of my questions! She was patient and very kind, and she exceeded my expectations! Amazing customer service. Thanks Stella!"

"Always willing to help ans assisting ! Eveybody well knowledgeable , polite, courtyard, and giving 100% to treated us like , people, family, friends! Not just an acct #! Ms Nicole, Mr Ely , and many more of the associates at Covey! Thanks for treating us like Family! God blessed you all! Gracias Familia!!"

"The online portal is super easy to use! All the employees are kind and personable when you speak with them! Big kudos to Stella who always is willing to help as well as answer and explain when I have questions."

"Nicole was extremely nice and knowledgeable. She was patient and kind and listened to my concerns and even followed up like she said that she would!"

One Click Stands Between You and Your Financial Resolution.

Don’t let financial hindrances bother you any longer. At Covey Financial, we are here to help you take control and achieve your financial goals. With our expertise and tailored solutions, you can comfortably progress toward a more prosperous financial future.

Loan Servicing in Florida

Do you want to get a mortgage but are worried about where to find reliable loan servicing in Florida? If yes, then don’t fret anymore as Covey Financial is here to provide you with the best loan services in Florida. It is one of the top mortgage servicing companies in Florida that helps borrowers to connect with trusted loan providers. So whether you want a mortgage or any other loan service, you can rely on us to get the most accessible solutions.

Benefit of Mortgage and Loan Servicing in Florida

To help you better understand our services, here we have discussed some key benefits of Mortgage and Loan Servicing In Florida:

Mortgage loan services helps to efficiently obtain the funds required for the purchase of a house, land, or any other real estate property.
The loan servicers who maintain strong relations with mortgagor help to avert loan complications, reduce processing costs, and prevent losses by reporting and consultation
Reliable Mortgage and Loan Servicing also helps to considerably decrease the overhead costs of the companies.
Loan servicers help the lenders with processing the post-closing incidents, such as lease approvals, land planning affairs, transfers, etc.
With impressive networks and relations, loan servicers are competent in managing all kinds of issues or complexities that may occur throughout the loan duration.

Being one of the best mortgage servicing companies in Florida, Covey Financial will provide you with all the benefits of an ideal loan servicer.

Who Is Involved with Mortgage and Loan Servicing in Florida

Apart from the borrower and lender, some other actors are also involved in the process of mortgage loan servicing in Florida. For processing a loan, the presence of a lender, a borrower, a guarantor, investors, and regulators is must. So, let’s discuss the role of each of them:

Lender

A lender plays the most important role in processing the loan who lends the funds for a loan.

Borrower

A person who is taking a loan to purchase a property is known as a borrower, who is obliged to repay the loan in instalments.

Guarantors

The guarantor is also involved with mortgage and loan servicing. The guarantors’ role is to provide the security that the borrower will reimburse the principal amount of the loan with specified interest.

Investor

An investor is a person who actually provides the funds for the loan with the aim of getting the interest as a return.

Regulators

The final actor involved in a mortgage loan is the regulator whose role is to ensure that the entire loan process is conducted within the laws and regulations.

FAQs on Mortgage and Loan Servicing in Florida

What is included in mortgage loan servicing?

Mortgage loan servicing generally includes collecting monthly payments, sending statements of monthly payments, keeping records of balances and payments, collecting and paying insurance and taxes, and looking after all the delinquencies if occurred.

How can I repay a mortgage loan?

Borrowers are accountable to repay the loan amount in instalments, which typically include principal and interest rates. So you can repay a loan in fixed instalments as specified by your lender. And if you fail to reimburse a mortgage, your property will be forfeited by the lender.

Can I have more than one mortgage at a time in Florida?

Yes! You can obtain two mortgages at a time in Florida. But you should have different properties for different mortgages, as you can’t obtain two loans on the same property.

Why Choose Us

Covey Financial is one of the most reliable mortgage servicing companies in Florida. We have been delivering the best loan servicing for the borrowers and lenders. So if you want to buy a house, land, or any other property in Florida, you can reach us to get the promising mortgages. No matter whether you are a real estate professional or a first-time buyer, we will certainly make your dealings more efficient and convenient. Our experienced executives will make sure to provide the best quality services with timely closings of your loans.