Commercial & Residential Properties

Loan processing made simple

Comprehensive Loan Servicing Solutions

Loan Servicing

Mortgage Servicing

Loan
Servicing

Mortgage
Servicing

We are the top choice for lenders wanting strong and consistent loan servicing.

Unrivaled Loan Servicer Expertise

At the forefront of loan servicing, our commitment to excellence sets us apart as a leading loan servicing company. Our specialized approach in servicing loans ensures that both lenders and borrowers receive the dedicated support and expertise needed to navigate the complexities of loan management effectively.

Our Locations

Payment Options

Pay Online

Our best option! Borrowers may access their online account 24/7. It's very informative and provides easy payment options (see disclosures below).

Your user name: Acct Number
Your Pin: Last 4 of SSN

Pay by Mail

Covey Financial
P.O. Box 4356 Dept #1596
Houston, TX 77210-4356

ACH

Say goodbye to manual payments and hello to hassle free billing. Sign up now and enjoy peace of mind with automatic payments.

Mortgage Assistance Programs

Please select your State and apply directly with the Homeowner Assistance Fund available in your local community.

Disclosures

Free Payment Options:

Mailing a check or money order to our mailing address

A recurring automatic draft with your checking account
You can create a payment schedule online

Payment options with a fee:

One-time payment online with your checking account
USIO, our online payment provider, charges a fee to process a one time online payment via e check. The total fee is $0.35 and Covey Financial receives no part of this fee.

Payment with your Debit Card
USIO is a third party payment processing company that charges a fee for all transactions they process on our behalf. USIO adds a 2.9% fee plus $0.30 to process all debit card transactions. Covey Financial receives no part of the USIO fee(s). If you are making a payment online, please be sure that you have enough money in your account to make your payment plus USIO’s processing fee.

* We recommend not making payments with your debit card because it is vastly more expensive than other options we have. If you need help connecting your bank account, please reach out to Covey Financial for help. *

Dishonored Payment Fee

Please enter your payment details carefully. We charge a $25 fee as a return item charge which includes, but is not limited to, returns due to insufficient funds.

Legal Disclosure

View our state licenses and state specific disclosures

We love to hear from you

"Ms. Mayra was so kind and quick to help. She had all the information needed and even gave me some future help to save me time. I would not mind speaking with her again about my concerns. She was an amazing help. Thank you!"

"Based on an account issue, Nicole from Covey financial was able to break down the account status and ensure I was confident knowing what the issue was with my account going forward. She not only helped me with these issues but gave me her business email for any other questions I may need answered In the future. This was the best customer experience I have had with this new company. Thank you."

"Today I spoke with Stella, she address my concerns and answered all of my questions! She was patient and very kind, and she exceeded my expectations! Amazing customer service. Thanks Stella!"

"Always willing to help ans assisting ! Eveybody well knowledgeable , polite, courtyard, and giving 100% to treated us like , people, family, friends! Not just an acct #! Ms Nicole, Mr Ely , and many more of the associates at Covey! Thanks for treating us like Family! God blessed you all! Gracias Familia!!"

"The online portal is super easy to use! All the employees are kind and personable when you speak with them! Big kudos to Stella who always is willing to help as well as answer and explain when I have questions."

"Nicole was extremely nice and knowledgeable. She was patient and kind and listened to my concerns and even followed up like she said that she would!"

Your financial solution is one click away.

Don’t let financial stress hold you back any longer. At Covey Financial, we are here to help you take control of your finances and achieve your goals. With our expert guidance and tailored solutions, you can confidently move forward towards a brighter financial future.