Pricing

Simple pricing. One monthly fee per loan.

No laundry list of fees. You pay a flat monthly servicing fee for each loan, plus a one-time fee when the loan is boarded. That's it.

1

monthly fee per loan

Your rate is set by how many loans you have with us. Every loan in your portfolio gets that rate.

1

one-time boarding fee

Covers the fixed cost of setting each loan up with tax and insurance monitoring. Charged once, never again.

0

surprise fees

No charges for loss mitigation, payoff letters, lien releases or the other everyday work of servicing a loan.

Monthly servicing fee, per loan

Find your loan count. That's your rate for every loan.

Private & for-profit lenders

Rate depends on loan count and loan balance.

Loans with us Balance under $1M Balance $1M+
1–9$35$75
10–49$30$50
50–99$25$45
100–199$20$35
200+$15$30

Per loan, per month.

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Non-profit lenders

Habitat affiliates and other mission lenders. Any loan size.

1–199 loans$15
200+ loans$13

Per loan, per month.

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One-time boarding fee

Charged once per loan, taken from your next disbursement. Nothing to pay up front.

$100New loan setup
$75Loan transferred in from another servicer
Example A private lender with 40 loans under $1M pays 40 × $30 = $1,200 a month. Add a new loan and it's $100 once, then $30 a month.

Included in your monthly fee

Other servicers bill these one by one. We don't.

  • Payment processing & monthly lender reporting
  • Escrow, tax & insurance monitoring
  • Collections & delinquency outreach
  • Loss mitigation, forbearance & deferrals
  • Insurance loss draft handling
  • Borrower inquiries & QWR responses
  • Payoff statements & lien releases
  • Year-end 1098 & 1099 tax forms

How do you count my loans?

By the number of active loans you have with us. As your portfolio grows into a new tier, every loan moves to the lower rate.

How do I pay?

You don't write a check. Fees come out of your monthly disbursement, with every charge itemized on your statement.

Anything else?

Only outside costs we don't control, like attorney, court or recording fees, passed through at cost. Borrower charges such as late fees follow your loan documents.

Get a quote in one call.

Tell us how many loans you have. We'll tell you exactly what you'll pay.

210.610.6250 · Mon–Fri, 8 AM–5 PM CT

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